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Books:

Abilities, Divine Favors, Spells and Trade-Skills:

Basic Rules

CREATING THE CHARACTER

Basic Rules Sections:

Section - A

Section - B

Section - C

Section - D

Section - E

Section - F

Section - G

Section - H

Section - I

Section - J

Section - K

Section - L

Section - M

Section - N

Section - O

Section - P

Section - Q

Section - R

Section - S

Section - T

Section - U

Section - V

Section - W

Section - X

Section - Y

Section - Z

Encounter adjustments:

The following are encounter adjustments that may help with deciding if an encounter will happen:

In the bounds of civilization (city, town, village)
Carrying money openly in a public place:

Dark hours: +7 added to the roll of the dice for an encounter check.
Light hours: +5 added to the roll of the dice for an encounter check.

In the wilderness (everywhere but in a civilization)

Fire:
There will be one additional encounter check if an unconcealed fire is built at night. If a fire does attract an encounter, roll 2 times and keep the one that best fits the scene.